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South Carolina Auto Insurance Requirements

State law in South Carolina requires that you have minimum Bodily Injury Liability of $25,000 per person - $50,000 per accident limit, and Property Damage limit of $25,000. This basic liability coverage is often referred to as 25/50/25 coverage.

South Carolina Insurance Coverage Limit Minimum
Bodily Injury $25,000/$50,000 - Property Damage $25,000
Uninsured/Underinsured Motorist Bodily Injury $25,000/$50,000
Uninsured/Underinsured Motorist Property Damage $25,000

South Carolina currently has a tort insurance system in place meaning there is always a person found at fault when an accident occurs. The person found at fault and there insurance company is responsible to pay for any damage incurred from the accident. Each state maintains it's own Tort Systems.

South Carolina law requires you to buy Uninsured/Underinsured Motorist coverage to protect against damages caused to you and your passengers by an Uninsured/Underinsured driver in the amount of $25,000 per person up to a total of $50,000 per accident for any bodily injury and property damage.

When you get a quote with QuoteMatcher.com, our coverage page will give you the option to choose coverages to fit you particular needs, you can customize every limit and deductible. If you are unsure of which particular limits to choose, you always have the option to make changes before you purchase.

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