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Pennsylvania Auto Insurance Requirements

In Pennsylvania it is required by state law that you maintain a minimum bodily injury liability limit of $15,000 per person, $30,000 per accident, and $5,000 property damage limit.

Pennsylvania Insurance Coverage Limit Minimum
Bodily Injury $15,000/$30,000 - Property Damage $5,000
First Party Benefits(PIP) $5,000

Pennsylvania maintains a tort insurance system meaning there is always someone at fault when an accident happens. The individual found at fault and there insurance provider are responsible to pay for all damages incurred from the accident. Tort systems vary by state.

Pennsylvania law requires you to buy Forst Party Benefits(PIP) to pay for medical expenses in the amount of up to $5,000. To protect you from injuries caused by an uninsured and/or underinsured driver. Uninsured/Underinsured Bodily Injury coverage is available but not required by Pennsylvania Law.

When getting a quote with QuoteMatcher.com, you will discover that our coverage page gives you the option to select coverages to match your individual needs, you can customize every deductible or limit. If you are unsure of a particular limit to choose, the option is always available to make a change before you buy your policy.

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