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Louisiana Automobile Insurance Requirements

In Louisiana it is required by state law that you maintain a minimum bodily injury liability limit of $10,000 per person, $20,000 per accident, and $10,000 property damage limit.

Louisiana Insurance Coverage:
Bodily Injury Liability: $10,000/$20,000 Limit Minimum
Property Damage Liability: $10,000 Limit Minimum

Louisiana currently has a tort insurance system in place meaning there is always a person found at fault when an accident occurs. The person found at fault and there insurance company is responsible to pay for any damage incurred from the accident. Each state maintains it's own Tort Systems.

To protect you from injuries caused by an uninsured and/or underinsured driver. Uninsured/Underinsured Bodily Injury coverage is available. The state of Louisiana doesn't require drivers to purchase this coverage, but it should be consider because it is so valuable.

When you get a quote with QuoteMatcher.com, our coverage page will give you the option to choose coverages to fit you particular needs, you can customize every limit and deductible. If you are unsure of which particular limits to choose, you always have the option to make changes before you purchase.

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