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Kansas Auto Insurance Requirements

In Kansas it is required by state law that you maintain a minimum bodily injury liability limit of $25,000 per person, $50,000 per accident, and $10,000 property damage limit.

Kansas Insurance Coverage Minimum Limits:
Bodily Injury $25,000/$50,000 - Property Damage $10,000
Uninsured/Underinsured Motorist Bodily Injury: $25,000/$50,000
Personal Injury Protection: $4,500 Medical/$900 Work Loss

Kansas maintains a No-Fault Tort system meaning your insurance company will make payments for your injuries regardless of fault, up to a predetermined amount. Usually, you will fore go some of your rights to sue under a No-Fault Tort system. No-fault tort systems vary by state.

Kansas law requires you to carry Personal Injury Protection (PIP) to help pay for medical expenses in the amount of $4,500. You are also required to have Uninsured/Underinsured Motorist coverage to protect against damages caused to you and your passengers by an Uninsured/Underinsured driver in the amount of $25,000 per person up to a total of $50,000 per accident for any bodily injury.

When you get a quote with QuoteMatcher.com, our coverage page will give you the option to choose coverages to fit you particular needs, you can customize every limit and deductible. If you are unsure of which particular limits to choose, you always have the option to make changes before you purchase.

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