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Florida Auto Insurance Requirements

Florida state law requires PIP coverage, along with Property Damage Liability coverage with a minimum limit of $10,000. Often this basic coverage is referred to as PIP/PD. Eventhough Florida law does not require a minimum coverage for Bodily Injury coverage, you may be required to purchase this coverage after you have been in an accident. It's advised you get at least minimum Bodily Injury Liability coverage.

Florida Insurance Coverage:
Personal Iinjury Protection $10,000 Limit
Property Damage Liability: $10,000 Limit

Florida maintains a No-Fault system meaning your insurance provider will pay for your injuries regardless of fault, up to a predetermined limit. Usually, you will fore go some of your rights to sue under a No-Fault system. No-fault tort system vary by state.

Personal Injury Protection (PIP) helps pay for medical expenses for you and your passengers. Florida law requires you to carry a minimum of $10,000 Personal Injury Protection coverage.

When you get a quote with, our coverage page will give you the option to choose coverages to fit you particular needs, you can customize every limit and deductible. If you are unsure of which particular limits to choose, you always have the option to make changes before you purchase.

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