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Arizona Auto Insurance Requirements

State law in Arizona requires that you have minimum Bodily Injury Liability of $15,000 per person - $30,000 per accident limit, and Property Damage limit of $10,000. This basic liability coverage is often referred to as 15/30/10 coverage.

Arizona Insurance Coverage:
Bodily Injury Liability: $15,000/$30,000 Limit
Property Damage Liability: $10,000 Limit

Arizona maintains a tort insurance system meaning there is always someone at fault when an accident happens. The individual found at fault and their insurance provider are responsible to pay for all damages incurred from the accident. Tort systems vary by state.

Uninsured/Underinsured Motorist Bodily Injury coverage is available to protect you from injuries caused by an uninsured and/or underinsured driver. This coverage is not required by Arizona drivers, but it should be consider because it is such a valuable coverage.

When you get a quote with, our coverage page will give you the option to choose coverages to fit you particular needs, you can customize every limit and deductible. If you are unsure of which particular limits to choose, you always have the option to make changes before you purchase.

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