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Alabama Auto Insurance Requirements

State law in Alabama requires that you have a minimum Bodily Injury Liability of $25,000 per person - $50,000 per accident limit, and Property Damage limit of $25,000. This basic liability coverage is often referred to as 25/50/25 coverage.

Alabama Insurance Coverage:
Bodily Injury Liability: $25,000/$50,000 Limit
Property Damage Liability: $25,000 Limit

Requirements effective as of: August 30, 2008

Alabama follows a Tort insurance system which means someone is always found at fault for causing an accident, that individual and their insurer is responsible to pay for all damages. Each individual state tort system may vary.

Uninsured/Underinsured Motorist Bodily Injury coverage is available to protect you from injuries caused by an uninsured and/or underinsured driver. This coverage is not required by Alabama drivers, but it should be consider because it is such a valuable coverage.

When you get a quote with QuoteMatcher.com, our coverage page will give you the option to choose coverages to fit you particular needs, you can customize every limit and deductible. If you are unsure of which particlular limits to choose, you always have the option to make changes before you purchase.

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