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Don't Drop Your PIP to get Cheap Car InsuranceOne of the most basic no-fault coverages in your automobile policy is your Personal Injury Protection (PIP). This covers you or any other person traveling in your vehicle for a minimum benefit per person for injuries, regardless who is at fault and this coverage may be optional. These benefits vary from state to state.The following five types of coverage you may be awarded under normal personal injury protection coverage are:
Before you drop your Personal Injury Protection coverage to get cheap car insurance consult with your medical insurer. Even if they state you will be covered for medical expenses occurred from an accident be wary to drop the coverage. Reason being is that if your medical insurer changes your medical coverage regarding injuries from a car accident you will then have no coverage. It may also take your medical insurer a lot longer to pay the bills for you and there may be a overall limit to your medical coverage. |
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